Credit Report Guidelines

The FTC has established standards in regards to promoting Free Credit Reports that may effect how your promoting online.

We would like to explain to you how these rules and regulations will effect your business online. Please note: we are not lawyers or law officials, this is just our break-down of the official document released by the FTC.

As of April 1st, 2010 all marketers must stop using any creative, email subject line, or marketing content that contains the words “free credit report” without the following notice:

  • If “free credit report” is used in the advertisement, the advertisement must include a large and prominent disclosure across the top of the page, in plain text parallel to the other text of the advertisement, and inside a box with a solid color background with high contrast from the original webpage.
  • The text of the disclosure must read as follows, with both and as live hyperlinks:

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from or 877-322-8228, the ONLY authorized source under federal law.

With the new restrictions in place it will likely lead to enforcement from the FTC. We cannot review or give further advice on landing pages used by our affiliates to promote products. Be safe and don’t get made an example of.